Why would a man who drives a Rolls Royce need to borrow two hundred dollars?

A man walks into a bank and says he wants to borrow

$200 for six months. The loan officer asks him what

kind of collateral he has. The man says 'I've got a

Rolls Royce -- keep it until the loan is paid off

-- here are the keys.'

Six months later the man comes into the bank, pays

back the $200 loan, plus $10 interest, and regains

possession of the Rolls Royce.

The loan officer asks him, 'Sir, if I may ask, why

would a man who drives a Rolls Royce need to borrow

two hundred dollars?'

The man answers, 'I had to go to Europe for six months,

and where else could I store a Rolls Royce for that

long for ten dollars?'